211 Canada
Free referral to community, health and social services across Canada.
24/7
For people buried under bills, loans or credit cards. Talk with people in Canada who know what it is like, find help near you, and join the worldwide circle too. Free, always.
Next gathering in the Canada circle: Weekly check-in ยท
Free referral to community, health and social services across Canada.
24/7
Practical help for people dealing with scam and fraud victims and gambling problems, plus a weekly drop-in.
Evenings and weekends
Ask the world for money, goods, time or skills you need right now. Posting is free.
See how many days your savings cover essentials, and the gap to a 90-day cushion.
โIf you're at the start of this, I won't pretend it's easy. The first few months were the worst of my life. But I'm writing this from the other side, and some days now I forget to be sad. Check what benefits you can get. I'd been missing out on loads so go slowly.โ
โI was sure I'd never feel norml again. I was wrong. I take it a week at a time. A day at a time was too much pressure somehow. Keep going, even slowly.โ
โYou are going to do the math in your head at 2am and it will make you feel sick. Do it anyway in the daylight, with a pencil. The adviser did not make me feel small. Bring the letters. All of them, even the ones you hid in the drawer. You did the thing that felt shameful and you can say it out loud now, and the saying is the start. It will not be fixed next week. It will be a plan. A plan has a date.โ
โDear stranger, this time last year I was exactly where you are. It was minimum payments forever and I couldn't see past it. Today I went for a walk and didn't cry once. Things come back, slower than you'd like but they do. Hang on.โ