Ranchi Grief Counselling
A small team supporting gambling problems and debt and money stress. Free first conversation, then low-cost sessions.
Mon to Fri, 9 to 5
For people buried under bills, loans or credit cards. Talk with people in India who know what it is like, find help near you, and join the worldwide circle too. Free, always.
Next gathering in the India circle: Weekly check-in ยท
A small team supporting gambling problems and debt and money stress. Free first conversation, then low-cost sessions.
Mon to Fri, 9 to 5
Practical help for people dealing with debt and money stress and medical bills, plus a weekly drop-in.
Weekdays and Saturday mornings
Ask the world for money, goods, time or skills you need right now. Posting is free.
See how many days your savings cover essentials, and the gap to a 90-day cushion.
โIf you're just starting this, the first thing I'd say is open the post. I know it's scary. I know the red letters make your stomach drop. But the not knowing is worse. Call someone, anyone: the city, a debt charity, even just a friend who can sit with you while you do it. You don't have to fix it all at once. Just start with one envelope.โ
โI'm not ging to tell you everything happens for a reason. It doesn't. But you can get through it. I did, and I'm not especially strong. Try not to make big decisions on the worst days. I learned that the hard way.โ
โWhen the debt first hit me I felt like I was going under. I kept it from my wife out of shame, which only made things heavier. What helped was finally telling someone. After that I sat down and wrote out every debt I owed, then worked out how to clear them bit by bit. It is slow going and some weeks are rough. Still, it can be done. Plenty of people have been where you are. Ask for help. Tell someone you trust. And just keep chipping away at it. That is where I am at right now.โ
โI am not going to tell you everything happens for a reason. It doesn't. But you can get through it. I did, and I am not especially strong. Ask your bank for a payment holiday, mine agreed straight away.โ