HelpBLESS
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For people buried under bills, loans or credit cards. Talk with people in Philippines who know what it is like, find help near you, and join the worldwide circle too. Free, always.
Next gathering in the Philippines circle: Weekly check-in ยท
โIf you're at the start of this, I won't pretend it's easy. The first few months were the worst of my life. But I'm writing this from the other side, and some days now I forget to be sad. Check what benefits you can get. I'd been missing out on loads so go slowly.โ
โWhen the debt first hit me I felt like I was going under. I kept it from my wife out of shame, which only made things heavier. What helped was finally telling someone. After that I sat down and wrote out every debt I owed, then worked out how to clear them bit by bit. It is slow going and some weeks are rough. Still, it can be done. Plenty of people have been where you are. Ask for help. Tell someone you trust. And just keep chipping away at it. That is where I am at right now.โ
โIf you've just found this place, I was where you are eighteen months ago. It was bailiff letters and I couldn't see past it. My kids say I'm back. The bad days get further apart.โ
โI'm not ging to tell you everything happens for a reason. It doesn't. But you can get through it. I did, and I'm not especially strong. Try not to make big decisions on the worst days. I learned that the hard way.โ