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Debt and money stress support in China
For people buried under bills, loans or credit cards. Talk with people in China who know what it is like, find help near you, and join the worldwide circle too. Free, always.
Next gathering in the China circle: Weekly check-in ·
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Help for debt and money stress in China
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Cash runway calculator (WUUUH)
See how many days your savings cover essentials, and the gap to a 90-day cushion.
From people who came through it
“If you've just found this place, I was where you are eighteen months ago. It was bailiff letters and I couldn't see past it. My kids say I'm back. The bad days get further apart.”
monday.lake2002 · been through debt and money stress“Dear stranger, this time last year I was exactly where you are. It was minimum payments forever and I couldn't see past it. Today I went for a walk and didn't cry once. Things come back, slower than you'd like but they do. Hang on.”
wanjiku_lost47 · been through debt and money stress“When the debt first hit me I felt like I was going under. I kept it from my wife out of shame, which only made things heavier. What helped was finally telling someone. After that I sat down and wrote out every debt I owed, then worked out how to clear them bit by bit. It is slow going and some weeks are rough. Still, it can be done. Plenty of people have been where you are. Ask for help. Tell someone you trust. And just keep chipping away at it. That is where I am at right now.”
Sagar from Kathmandu · been through debt and money stress“You are going to do the math in your head at 2am and it will make you feel sick. Do it anyway in the daylight, with a pencil. The adviser did not make me feel small. Bring the letters. All of them, even the ones you hid in the drawer. You did the thing that felt shameful and you can say it out loud now, and the saying is the start. It will not be fixed next week. It will be a plan. A plan has a date.”
Blue Anchor · been through debt and money stress