HelpBLESS
Ask the world for money, goods, time or skills you need right now. Posting is free.
For people buried under bills, loans or credit cards. Talk with people in Finland who know what it is like, find help near you, and join the worldwide circle too. Free, always.
Next gathering in the Finland circle: Weekly check-in ยท
โIf you're at the start of this, I won't pretend it's easy. The first few months were the worst of my life. But I'm writing this from the other side, and some days now I forget to be sad. Check what benefits you can get. I'd been missing out on loads so go slowly.โ
โWhen the debt first hit me I felt like I was going under. I kept it from my wife out of shame, which only made things heavier. What helped was finally telling someone. After that I sat down and wrote out every debt I owed, then worked out how to clear them bit by bit. It is slow going and some weeks are rough. Still, it can be done. Plenty of people have been where you are. Ask for help. Tell someone you trust. And just keep chipping away at it. That is where I am at right now.โ
โI am not going to tell you everything happens for a reason. It doesn't. But you can get through it. I did, and I am not especially strong. Ask your bank for a payment holiday, mine agreed straight away.โ
โDear stranger, this time last year I was exactly where you are. It was minimum payments forever and I couldn't see past it. Today I went for a walk and didn't cry once. Things come back, slower than you'd like but they do. Hang on.โ