Radu Counselling
Practical help for people dealing with gambling problems and debt and money stress, plus a weekly drop-in.
Weekdays and Saturday mornings
For people buried under bills, loans or credit cards. Talk with people in Romania who know what it is like, find help near you, and join the worldwide circle too. Free, always.
Next gathering in the Romania circle: Weekly check-in ยท
Practical help for people dealing with gambling problems and debt and money stress, plus a weekly drop-in.
Weekdays and Saturday mornings
Ask the world for money, goods, time or skills you need right now. Posting is free.
See how many days your savings cover essentials, and the gap to a 90-day cushion.
โIf you're at the start of this, I won't pretend it's easy. The first few months were the worst of my life. But I'm writing this from the other side, and some days now I forget to be sad and free debt advice was the best call I made, they dealt with the creditors for me. Go slowly.โ
โIf you're just starting this, the first thing I'd say is open the post. I know it's scary. I know the red letters make your stomach drop. But the not knowing is worse. Call someone, anyone: the city, a debt charity, even just a friend who can sit with you while you do it. You don't have to fix it all at once. Just start with one envelope.โ
โI am not going to tell you everything happens for a reason. It doesn't. But you can get through it. I did, and I am not especially strong. Ask your bank for a payment holiday, mine agreed straight away.โ
โIf you've just found this place, I was where you are eighteen months ago. It was bailiff letters and I couldn't see past it. My kids say I'm back. The bad days get further apart.โ