HelpBLESS
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For people buried under bills, loans or credit cards. Talk with people in Thailand who know what it is like, find help near you, and join the worldwide circle too. Free, always.
Next gathering in the Thailand circle: Weekly check-in ยท
โYou are going to do the math in your head at 2am and it will make you feel sick. Do it anyway in the daylight, with a pencil. The adviser did not make me feel small. Bring the letters. All of them, even the ones you hid in the drawer. You did the thing that felt shameful and you can say it out loud now, and the saying is the start. It will not be fixed next week. It will be a plan. A plan has a date.โ
โI am not going to tell you everything happens for a reason. It doesn't. But you can get through it. I did, and I am not especially strong. Ask your bank for a payment holiday, mine agreed straight away.โ
โDear stranger, this time last year I was exactly where you are. It was minimum payments forever and I couldn't see past it. Today I went for a walk and didn't cry once. Things come back, slower than you'd like but they do. Hang on.โ
โIf you're at the start of this, I won't pretend it's easy. The first few months were the worst of my life. But I'm writing this from the other side, and some days now I forget to be sad and free debt advice was the best call I made, they dealt with the creditors for me. Go slowly.โ