Riyaad & Partners Family Law, Mbombela
We help people with debt and money stress and scam and fraud victims, in person in Mbombela and online. Sessions are relaxed and you set the pace.
Mon to Fri, 9 to 5
For people buried under bills, loans or credit cards. Talk with people in South Africa who know what it is like, find help near you, and join the worldwide circle too. Free, always.
Next gathering in the South Africa circle: Weekly check-in ยท
We help people with debt and money stress and scam and fraud victims, in person in Mbombela and online. Sessions are relaxed and you set the pace.
Mon to Fri, 9 to 5
Ask the world for money, goods, time or skills you need right now. Posting is free.
See how many days your savings cover essentials, and the gap to a 90-day cushion.
โIf you're just starting this, the first thing I'd say is open the post. I know it's scary. I know the red letters make your stomach drop. But the not knowing is worse. Call someone, anyone: the city, a debt charity, even just a friend who can sit with you while you do it. You don't have to fix it all at once. Just start with one envelope.โ
โYou are going to do the math in your head at 2am and it will make you feel sick. Do it anyway in the daylight, with a pencil. The adviser did not make me feel small. Bring the letters. All of them, even the ones you hid in the drawer. You did the thing that felt shameful and you can say it out loud now, and the saying is the start. It will not be fixed next week. It will be a plan. A plan has a date.โ
โDear stranger, this time last year I was exactly where you are. It was minimum payments forever and I couldn't see past it. Today I went for a walk and didn't cry once. Things come back, slower than you'd like but they do. Hang on.โ
โIf you're at the start of this, I won't pretend it's easy. The first few months were the worst of my life. But I'm writing this from the other side, and some days now I forget to be sad. Check what benefits you can get. I'd been missing out on loads so go slowly.โ